Foreclosure defense — single-case pricing

A defense retainer costs thousands. This costs $499.

One flat membership. No advance fee, no hourly clock, no surprise invoice. You do the filing, we make sure you never miss the deadline that decides the case.

The real cost comparison

  • Typical foreclosure defense attorney retainer: $3,500 – $7,500+
  • Hourly billing on top of the retainer, most firms: $250 – $450/hr
  • HWS Apex — flat, 30 days, no advance fee: $499

Why the timing matters more than the price

Foreclosure runs on a clock. Shopping for the cheapest attorney can burn the days you actually needed. Most homeowners have 20 to 30 days to answer once served, and once judgment is entered an auction date can arrive in weeks, not months. A missed deadline is usually what loses a defensible case, not a weak defense.

What's included

  • Upload your summons, complaint and notices for a plain-language read of where you stand
  • Priority-organized Matter with a tracked timeline and every deadline flagged
  • Unlimited self-generated, court-ready draft templates (attorney-review gated) you review, sign and file yourself
  • Standing, RPAPL notice, and statute-of-limitations screening built into every draft
  • Direct operator attention and the fastest turnaround across every pillar

Start your foreclosure defense

One flat membership, no advance fee. Or get the free guide first — no obligation either way.

Create a free account

Also see: All membership tiers · New York foreclosure defense · Free diagnosis

HealthWealthStealth provides self-help legal information, document analysis and educational tools. It is not a law firm, does not provide legal advice, and no attorney-client relationship is created by using this site. We do not charge any fee in advance of fully performing services in connection with a foreclosure, consistent with federal and state law. We never advise you to stop paying your mortgage or to stop communicating with your servicer. Outcomes depend on the facts of each case and cannot be guaranteed. For legal representation, consult a licensed attorney in your state.