California Foreclosure Defense
California foreclosures are usually non-judicial (no court case) on a strict power-of-sale timeline — but the Homeowner Bill of Rights bars dual-tracking and you can reinstate up to 5 business days before the sale.
Process: Non-judicial — Notice of Default → Notice of Sale → auction; no court case to answer.
Pre-foreclosure notice: NOD and Notice of Sale timing + pre-NOD contact (Civ. Code §§2923.5, 2924, 2924.17).
Cure / reinstatement: Reinstate up to 5 business days before the sale (Civ. Code §2924c); HBOR dual-tracking bar (§2923.6).
Lead move: Verified complaint + ex parte application for a TRO to enjoin the trustee's sale.
Facing a sale date in California?
HWS organizes your self-help defense as a tracked Matter — deadlines, document analysis, and court-ready draft templates your attorney can review before you file.
This is self-help educational information, not legal advice, and Health Wealth Stealth is not a law firm. It does not create an attorney-client relationship. We never charge advance fees and make no guarantee of any outcome. Consult a licensed California attorney about your situation.