Colorado Foreclosure Defense
Colorado foreclosures run through the public trustee with a Rule 120 court hearing; you can cure up to noon the day before the sale.
Process: Non-judicial (public trustee) + a C.R.C.P. Rule 120 authorization hearing.
Pre-foreclosure notice: Notice of Election & Demand; Rule 120 hearing (C.R.S. §38-38-101 et seq.).
Cure / reinstatement: Cure up to noon the day before the sale (C.R.S. §38-38-104).
Lead move: Response to the Rule 120 motion + verified complaint and motion to enjoin the public-trustee sale.
Facing a sale date in Colorado?
HWS organizes your self-help defense as a tracked Matter — deadlines, document analysis, and court-ready draft templates your attorney can review before you file.
This is self-help educational information, not legal advice, and Health Wealth Stealth is not a law firm. It does not create an attorney-client relationship. We never charge advance fees and make no guarantee of any outcome. Consult a licensed Colorado attorney about your situation.