Pennsylvania Foreclosure Defense
Pennsylvania foreclosures are judicial and require the Act 6 / Act 91 pre-suit notice; you can reinstate up to one hour before the sheriff's sale.
Process: Judicial — court case; sheriff's sale (you may reinstate before it).
Pre-foreclosure notice: Act 6 Notice of Intention to Foreclose (41 P.S. §403) + the Act 91 / HEMAP notice (35 P.S. §1680.403c).
Statute of limitations: 4 years on the note / contract (42 Pa.C.S. §5525).
Lead move: Petition to open / strike the default judgment (Pa.R.C.P. 237.3) + petition to stay the sheriff's sale.
Facing a sale date in Pennsylvania?
HWS organizes your self-help defense as a tracked Matter — deadlines, document analysis, and court-ready draft templates your attorney can review before you file.
This is self-help educational information, not legal advice, and Health Wealth Stealth is not a law firm. It does not create an attorney-client relationship. We never charge advance fees and make no guarantee of any outcome. Consult a licensed Pennsylvania attorney about your situation.