Washington Foreclosure Defense
Washington foreclosures are non-judicial with a Foreclosure Fairness Act mediation referral; the notice of sale must be recorded and served at least 90 days out.
Process: Non-judicial — notice of trustee's sale at least 90 days before the sale; mediation referral.
Pre-foreclosure notice: NOD, then a notice of trustee's sale (RCW 61.24.030/.040); Foreclosure Fairness Act mediation.
Cure / reinstatement: Reinstate up to 11 days before the sale (RCW 61.24.090).
Lead move: Complaint + motion to restrain / enjoin the trustee's sale (RCW 61.24.130).
Facing a sale date in Washington?
HWS organizes your self-help defense as a tracked Matter — deadlines, document analysis, and court-ready draft templates your attorney can review before you file.
This is self-help educational information, not legal advice, and Health Wealth Stealth is not a law firm. It does not create an attorney-client relationship. We never charge advance fees and make no guarantee of any outcome. Consult a licensed Washington attorney about your situation.